| Planned Gifts Planned gifts are very beneficial to the financial health of Saint Joseph Parish. These gifts help us implement our many ministries, conduct our religious education program for over 900 students, and run our two flagship schools. Please contact your personal tax advisor or financial planner to help you determine the right vehicle for your planned gift to Saint Joseph Parish and Schools. We will also assist in whatever way we can. Please contact the Rectory at 781-444-0245. Bequests
The most common form of planned gift is a bequest provision in a Will. A gift by Will is one of the easiest and most effective means of ensuring that your family members are fully provided for by your estate while being able to support the mission of Saint Joseph Parish and Schools. You can stipulate that the Parish receive a specified amount, a percentage of your estate, or the remainder after all other bequests are fulfilled. Those who have already executed their Will can easily amend it through a simple legal device known as a codicil. Gifts of Real Estate
Gifts of appreciated real estate are like gifts of appreciated stock. Assuming that you have owned the property for more than one year, you may deduct the fair market value of the real estate while avoiding the capital gains tax. Gifts of Personal Property
Gifts of tangible personal property related to our tax exempt purposes are fully tax deductible. Gifts of personal property not related to our tax exempt purposes are limited to cost basis for determining your tax deduction. Gifts of Insurance
Benefactors may wish to donate a fully paid insurance policy, or purchase a policy to donate to the Parish and Schools. When the Parish is made owner and beneficiary of a continuing life insurance policy, the donor may be able to deduct the replacement value. Life Income Gifts
Life Income Gifts may be the best solution for donors who prefer to make gifts of cash, securities or real estate, but wish to retain income for life. These include: Charitable Remainder Unitrusts, Charitable Gift Annuities, Charitable Remainder Annuity Trusts, Charitable Lead Trusts, Charitable Living Trusts and Pooled Income Funds. | 
